I bought this product thinking it would be great for throwing on on colder days riding into work. I got it in the mail today and I'm very disappointed. The item only protects from wind hitting you in the chest/neck. It offers absolutely no protection for the back of your neck/back. Everyone knows how uncomfortable it is to get a gust of cold wind down your back and this item does nothing to prevent this. I would strongly suggest buying something the actually offers full coverage.